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Compliance number:2016-19839 (exp.03/18)

This Material is Intended For General Public Use. By providing this material, Guardian is not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation.

Hudson Financial Group is an Agency of The Guardian Life Insurance Company of America (Guardian), New York, NY. Securities, products and services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC.  OSJ:  7 Hanover Square, New York, NY 10004 10591, 888-600-4667 PAS is an indirect, wholly-owned subsidiary of The Guardian Life Insurance Company of America (Guardian), New York, NY.

Hudson Financial Group is not an affiliate or subsidiary of PAS or Guardian.

Important Disclosures.